For surety, contractor-credit & builder's-risk underwriters
Underwrite Arizona contractors on fresh signal — not stale filings.
License status, disciplinary and unlicensed-violator overlays, and permit volume, velocity, and project mix — fused per contractor and refreshed daily. A revocation or a sudden drop in activity shows up in your feed before it shows up in a claim.
Internal-use data feed from $24K/yr · nightly delivery · freshness SLA
On the AZ ROC roster today
These are the standing-and-fraud signals a permit-only feed can't see — the difference between a lead list and an underwriting input.
Three ways underwriters use it
New-application underwriting
Pull a contractor and see license status, classification, expiration, disciplinary history, and unlicensed-violator flags in one record — then size their book by permit volume, valuation, and project mix. Thin, stale filings become a current risk picture.
Portfolio monitoring
Watch a book of insured contractors and get flagged the day a license is revoked or suspended, an expiration lapses, or permit velocity drops off a cliff — the leading indicators of distress, before they become a claim.
Fraud & unlicensed screening
Cross-check applicants and claimants against the ROC unlicensed-violator list and the disciplinary roster. Catch the no-license and revoked operators that a permit-only feed never sees.
Traceable to the source filing
Every record carries source lineage — the originating government filing, the ingestion timestamp, and a confidence on the match. When a decision is questioned, the answer traces back to the AZ ROC and the county record, not to a black box. Delivery is a nightly bulk file or a warehouse share, with a freshness SLA and a dedicated contact for changes and questions.
Questions
- What underwriting signals does the feed carry?
- For every contractor on the Arizona ROC roster: license status and classification, issue and expiration dates, disciplinary history (suspensions and revocations), presence on the unlicensed-violator list, and — for those pulling permits — volume, permitted valuation, project mix, and velocity over time. Each record carries source lineage so a decision is traceable to the originating filing.
- How fresh is it?
- Permits refresh daily across the Phoenix metro; the ROC roster and the disciplinary / unlicensed overlays are refreshed on their own published cadence. A revocation or a sudden activity drop surfaces in the feed rather than waiting for an annual review.
- How is this delivered?
- As an internal-use data feed — bulk file or a Snowflake/BigQuery share — refreshed nightly, with a freshness SLA and a dedicated contact. It is licensed for use inside your own underwriting and portfolio-monitoring workflows; redistribution or embedding in a product you sell is a separate license.
- What does it cost?
- The internal-use data feed starts at $2,000/mo ($24K/yr), with annual prepay and a one-time onboarding fee. Embed / redistribution licensing is priced separately. Talk to us about scope and we will quote it.
- What area do you cover?
- The contractor roster and disciplinary / unlicensed overlays are statewide Arizona (AZ ROC). Permit depth is the Phoenix metro / Maricopa County today, expanding. We will tell you exactly what is in-scope for your book before you sign anything.
- Can we evaluate it before committing?
- Yes — we will scope a sample against a slice of your portfolio so you can see the match rate and the signal on your own contractors before a full agreement.
Put fresh Arizona contractor risk into your underwriting.
Tell us about your book and we'll scope a sample against your own contractors.